Merchant Management
Merchant Management
An end-to-end merchant lifecycle management platform — covering onboarding, KYB, terminal deployment, transaction processing, settlement, and dispute management. Gives acquirers and PSPs a single system to manage their entire merchant portfolio across APAC markets.
Architecture Overview
Merchant Lifecycle Management Architecture
Click to expand. The diagram shows the full merchant lifecycle — from onboarding and KYB through terminal deployment, transaction processing, settlement, and analytics.
Platform Capabilities
What the Platform Delivers
Key Features
Built for APAC Requirements
Streamlined Onboarding
Digital merchant onboarding with automated KYB, document verification, and AML screening — reducing time-to-live from weeks to days for new merchants.
Flexible Settlement
Configure settlement frequency, currency, and funding method per merchant — daily, weekly, or custom cycles — with automated reconciliation and GL posting.
Merchant Self-Service
Give merchants a branded portal to view transactions, download statements, manage disputes, and update business details — reducing support call volume.
Risk and Compliance
Continuous merchant monitoring with automated chargeback alerts, fraud scoring, and compliance reporting — protecting the acquirer from excessive dispute ratios.
Typical Use Cases
Who Uses This Platform
- Banks building or scaling merchant acquiring businesses in APAC
- Payment service providers managing large merchant portfolios
- Marketplaces requiring sub-merchant management and split settlement
- Acquirers migrating from legacy merchant management systems
- Fintechs launching acquiring services in new APAC markets
Get Started
Ready to Implement?
Proximo's specialists will scope the implementation, manage the vendor relationship, and deliver a production-ready system — configured for your APAC market.
Discuss Merchant Management