Card Management System
Card Management
System
A comprehensive card management platform that handles the complete lifecycle of a card programme — from BIN management and personalisation through to scheme certification, PIN management, and digital issuance. Designed for banks, processors, and programme managers operating across APAC markets.
Architecture Overview
Card Management System Architecture
Click to expand. The diagram shows the full card lifecycle — from BIN setup and personalisation through to scheme interfaces, digital issuance, and reporting.
Platform Capabilities
What the Platform Delivers
Key Features
Built for APAC Requirements
Full Lifecycle Management
Manage every stage of the card lifecycle — application, personalisation, activation, renewal, replacement, and cancellation — from a single platform with full audit trail.
Multi-Scheme Certified
Pre-certified interfaces for Visa, Mastercard, UnionPay, Amex, and domestic APAC schemes, reducing time-to-market for new card programmes.
Digital-First Issuance
Issue virtual cards instantly via API, provision to Apple Pay and Google Pay wallets, and manage the full digital card lifecycle alongside physical cards.
Flexible Programme Configuration
Support debit, credit, prepaid, and commercial card programmes from a single platform, with configurable rules per product, segment, and market.
Typical Use Cases
Who Uses This Platform
- Retail banks launching or migrating card programmes in APAC
- Payment processors managing multi-issuer card portfolios
- Fintech companies building branded prepaid or debit programmes
- Corporate card programme managers requiring spend controls
- Credit unions and building societies modernising legacy card systems
Get Started
Ready to Implement?
Proximo's specialists will scope the implementation, manage the vendor relationship, and deliver a production-ready system — configured for your APAC market.
Discuss Your Card Programme