e-Wallets
e-Wallets
A multi-currency digital wallet platform for consumer, corporate, and agent banking use cases. Supports QR payments, NFC tap, P2P transfers, bill payments, and international remittance — with built-in KYC, AML screening, and open banking connectivity for APAC markets.
Architecture Overview
e-Wallet Platform Architecture
Click to expand. The diagram maps the wallet ecosystem — funding sources, spend channels, core ledger, and value-added services including FX, loyalty, and open banking.
Platform Capabilities
What the Platform Delivers
Key Features
Built for APAC Requirements
Multi-Currency Ledger
Hold and transact in multiple currencies from a single wallet — with real-time FX conversion, configurable spread management, and full regulatory reporting.
Omni-Channel Payments
Pay via QR code, NFC tap, in-app, or online — with a consistent experience across all channels and real-time balance updates after every transaction.
Financial Inclusion Ready
Support cash agent top-up and USSD access for customers without smartphones or bank accounts, extending wallet reach to underserved APAC populations.
Regulatory Compliance
Built-in KYC tiering, AML transaction monitoring, and regulatory reporting for APAC e-money licence requirements across Singapore, Australia, Philippines, and Indonesia.
Typical Use Cases
Who Uses This Platform
- Banks and fintechs launching consumer digital wallet products
- Telcos deploying mobile money services in emerging APAC markets
- Retailers building branded payment and loyalty wallets
- Remittance operators offering digital wallet receive accounts
- Corporates managing multi-currency employee expense wallets
Get Started
Ready to Implement?
Proximo's specialists will scope the implementation, manage the vendor relationship, and deliver a production-ready system — configured for your APAC market.
Discuss e-Wallet Implementation