Instant Issuing
Instant Issuing
Deliver a fully personalised, EMV-compliant payment card to a customer in under 90 seconds — at a branch, kiosk, or via a mobile app. Instant issuing eliminates the wait associated with traditional card production and postal delivery, improving customer experience and reducing card activation drop-off.
Architecture Overview
Instant Issuing Process Flow
Click to expand. The diagram shows the five-step instant issuance process — from customer request through identity verification, EMV personalisation, PIN set, and live activation.
Platform Capabilities
What the Platform Delivers
Key Features
Built for APAC Requirements
Sub-90 Second Issuance
From customer request to a live, activated card in hand — the entire process takes less than 90 seconds at a branch or kiosk, eliminating the traditional 5–10 day postal wait.
Secure PIN Management
PIN is set by the customer on an encrypted PIN pad at the point of issuance — never transmitted in clear text, fully PCI-DSS compliant.
Digital Twin Provisioning
Simultaneously provision a virtual card to Apple Pay or Google Pay at the moment of physical issuance, so the customer can transact immediately.
Flexible Deployment
Deploy at bank branches, retail kiosks, ATMs, or via mobile app — with a consistent issuance experience and centralised management across all channels.
Typical Use Cases
Who Uses This Platform
- Retail banks replacing postal card delivery with branch issuance
- Banks deploying self-service card kiosks in high-traffic locations
- Microfinance institutions issuing cards to new-to-bank customers
- Prepaid programme operators needing instant card fulfilment
- Corporate card programmes requiring same-day card delivery
Get Started
Ready to Implement?
Proximo's specialists will scope the implementation, manage the vendor relationship, and deliver a production-ready system — configured for your APAC market.
Discuss Instant Issuance